Credit Card and Debt Management

If you have fixed up your mind to help others struggling with debt problems, you can initiate your own debt settlement business. By offering debt management solutions to the debt-stricken people, you can fulfill your business goals. But, before entering into such business, you must be well aware of the rules and the regulations of […]

If you’re a debtor who has recently incurred a huge amount of debt on your multiple credit cards, you must be worried about the ways in which you can eliminate the entire debt burden and lead a debt free life. Among all the debt relief options, the one that benefits most debtors is credit card […]

Guest Post By: Paul Smith A belief among consumers these days is that bankruptcy or foreclosure will harm their credit score and it will go on for consecutive seven years. While this is a true fact but there are many more such common blunders most of us make which pulls down our good credit score […]

“Safer” than cash This is a case to case basis. It depends on what you are buying, where you are buying and your current financial condition. For bulk purchases- credit cards are safer if you are buying items that are costly, something that in cash value would mean a thick set of bills. It is […]

Debit cards have become very popular in the last few years as an alternative to credit cards due to its apparent advantages. Here are some of the things you have to know about these cards to be able to determine the perceived advantage and disadvantage for these kinds of cards. The debit card is a […]

Secured versus unsecured There is a massive difference between these two aspects. First, the secure option requires collateral. It could be your home or your car or other properties of considerable value. With this, you can borrow money, make minimum payments and get lower rates of interest. However, if you default on your debt, there […]

A lot of people are struggling right now when it comes to their finances. People have piles and piles of debts due to unexpected costs, the high price of education and other matters like mortgage and credit card bills. The worst thing is that you are expected to pay them all at a scheduled dates […]

If you possess a credit card, you are always facing the risk of running up too much money on it. This can lead to considerable trouble in paying off the debts. Use your credit cards, but use them judiciously. Here are ways to avoid credit card debt. Having an emergency fund: A lot of people […]

Bad credit is something no one likes but a lot of people are living with. The situation may seem hopeless, but you can actually improve credit score if you try. Follow the top 10 tips given below: Get hold of your credit report. If you have no idea how bad your credit ratings really are, […]